01
Complete your financial snapshot
Enter income, balances, investments, and liabilities once. Reused across all planning views.
Financial Planning, Reimagined
Know where your money is actually going.
Neeti replaces scattered spreadsheets with one calm, intelligent workspace for goal-based financial planning. Simulate outcomes, see trade-offs, and plan with confidence.
No spreadsheets. No guesswork.
Source-aware assumptions
Rates and defaults are visible and editable before every run.
Privacy-first by design
No bank logins; only what you choose to enter. Read our Privacy Policy.
Planning & education — not advice
Neeti is a simulation and planning tool, not personalized investment advice. See Disclaimer.
How it works
From overwhelmed to on track in four simple steps.
02
Define your goals
Add retirement, home, education, or FI goals. Each keeps its own timeline and target.
03
Simulate and explore
Run Monte Carlo simulations. Compare probability and timeline shifts instantly.
04
Optimize and track
Use Allocation Lab to rebalance contributions and track progress over time.
Why Neeti feels different
Built for decisions, not dashboard clutter.
Neeti advantage
Single snapshot, everywhere
Enter your financial base once and reuse it across Dashboard, Goal Studio, and Allocation Lab.
Traditional: repeated input entry across sheets and calculators.
Neeti advantage
Probability + timeline clarity
See success probability and timing impact together, not just one static target number.
Traditional: single-number estimates with weak uncertainty context.
Neeti advantage
Actionable what-if decisions
Run scenario comparisons instantly and understand what improved and what got delayed.
Traditional: manual recalculation with harder trade-off interpretation.
Neeti advantage
Transparent assumptions
Assumptions are visible, source-aware, and editable with clear context before running simulations.
Traditional: hidden defaults and inconsistent assumption handling.
Capabilities
Everything you need to plan with clarity
A connected workspace where your profile, goals, simulations, and trade-offs live together.
Goal-based planning
Set real goals and see how your investments map to each one.
Monte Carlo simulations
Move beyond single-number estimates with probability-driven outcomes.
What-if analysis
Change SIP, timeline, or assumptions and instantly compare outcomes.
Allocation Lab
Balance monthly contributions across goals and view trade-offs clearly.
Net worth cockpit
Track total, liquid, locked net worth and liabilities in one place.
Transparent assumptions
Assumptions are visible, editable, and source-aware, not hidden in black boxes.
Planning guides
Simple explainers for key financial planning decisions in India.
FI planning guide
Understand target corpus, withdrawal assumptions, and sequence risk basics.
Retirement corpus planner
Estimate how much to save for retirement with inflation and return assumptions.
Goal allocation explainer
Learn how to balance SIP contributions across multiple goals without guesswork.
SIP step-up strategy
See how annual SIP increases can improve success probability across long-term goals.
Goal timeline planner
Understand when shifting a target age is better than forcing a steep contribution jump.
Emergency fund planner
Build a liquidity-first emergency corpus with a practical monthly ramp-up plan.
Blog
Shorter articles and perspectives—separate from our evergreen guides.
Ready to start planning?
Create your account and complete guided onboarding in a few minutes.